Commercial coverage
Commercial transportation and fleet.
Fleet rating rewards a clean operation. It also punishes a policy that does not reflect how far and how often you actually run.
What it covers
The parts worth getting right.
- Fleet auto liability and physical damage
- Cargo coverage for what you are carrying
- Trailer interchange and non-owned units
- Garage and premises liability for the yard
Commonly missed
Radius of operation and cargo type drive the price more than the number of trucks. Getting either wrong on the application causes problems at claim time.
Get a QuoteWorth knowing
Radius and cargo move the price more than the number of trucks does.
Common questions
Asked most about this.
What is cargo cover?
Cover for the goods you are carrying, which your auto policy does not include. Limits are set by the value of a typical load.
Do I need it for owner operator work?
Usually yes, and the carrier you haul for will normally specify the limit and want a certificate.
More commercial coverage
Also under commercial.
Small business
One package, sized to the business.
See coverageBusiness liability
The coverage clients ask you to prove.
See coverageFarm insurance
A working farm is a home and a business at once.
See coverageRetail insurance
Stock, the space, and the people in it.
See coverageCyber security
The claim that arrives by email.
See coverage
Want this priced properly?
Two minutes online, or one phone call.